She has others that nor private equity would take, but that they had finished making offers of same action assim' ' , she analyzes. For Rabbat, as much the dispute for asset how much the effect of the wave of IPOs carried through in the year passed they are ' ' symptoms of the changeable income that must continue one or two for anos' '. Lovisotto indicates that the wallet of investments of the foundations (with exception of Previ) has, on average, 16% placed in Stock market, 47% in CDI and Selic in 37% in inflation. ' ' With the Stock market it will not be possible to beat the atuarial goal, nor with CDI or Selic. With the inflation dar&#039 only goes; ' , it esteem.

According to Lovisotto, of the 150 foundations that the RiskOffice folloies, only of 20% 22% had obtained to reach the atuarial goal in the gathered of the six first months of 2008. For Rabbat and Lovisotto, it is certain that some entities will have to consume part of the accumulated surplus to pay benefits. ' ' The year is given: or the Stock market of the one overturn or many entities does not go to obtain to beat to the goal atuarial' ' , it finishes Rabatt.Novo has controlled foreigner in the Canadian RiskOfficeA Algorithmics will be the new owner of the RiskOffice inside of some years. In December of 2007, the two company had made an association, from which the company foreigner passed withholds a participation in the national consultoria. ' ' They had bought a slice of the RiskOffice and, to the few, they go acquiring restante' ' , it affirms Marcelo Rabbat, commercial director of the consultoria. Of a side, the RiskOffice will be the window for pension fund the foreign ones to look at net assets in Brazil and, of the other, the capacity of distribution of the Algorithmics around of the world will take the services of the Brazilian consultoria, in special the studies of ALM, for customers internacionais.' ' The Algorithmics has a strong penetration in the world. .

FiadorEntre the changes, are the exemption of the bailer and the creation of regraspara the bailer change during the contract. Currently, the Law doInquilinato does not deal with the subject, that comes being analyzed with Civil base noCdigo. The project benefits the lodger who, will be themselves good payer, could be unobligated to register a bailer or any another degarantia form (insurance-bail, deposit pledge etc). The bailer, in turn, will be able to give up its paper, apenascom the communication with 120 days of antecedence to the proprietor for queseja found another one. The proprietor also will be able to demand a novofiador, in case that the old one enters the regimen of judicial recovery, dandomais guarantees to the proprietor. The landlord will be able to still relieve aempresa guarantor, who pass for crisis economic-financier. Noscasos of familiar dissolution or death of the renter, the bailer to poderisentar itself of its responsibilities, in the stated period of 30 days after new acomunicao made for the responsible one for the rent.

The effect dafiana after remain during 120 days notification of the part of the landlord. Fine rescisriA proposal adjusts to the new 18 = 12 missing months), that is, 1,2 rent. In case that the law pass to be valid, all the renters will be able to ask for that seuscontratos are readjusted, if the proper landlord not to take aprovidncia. No clause could be modified without assent deambas the parts. The alteration of the Lease law proporcionamais agility to the evictions, and provides to more guarantees aosbons lodgers, also bringing up to date the procedure muitonecessitava that it of a repaginao. *Fernanda Snows of the Cruz graduated Right, postgraduate in Civil action and especializadaem Right Real estate and Arbitration. She is managing of the Arbimvel> Mediation eArbitragem for Real estate Businesses. It acted as it decides enters 2006 e2008 in the Arbitrational National Court. Email: fernanda@ arbimovel.com.br